You will then receive a follow-up call from your consultant. A few more details concerning you and your circumstances will be required. The purpose o this call is to establish needs to ensure a productive initial meeting. Our aim is for you to leave your first meeting feeling more informed.

Initial meeting

The meeting will take between 45 minutes and an hour. An initial disclosure document will be given to you. Your consultant will explain our terms of business, your rights as a customer and how we can help you. Further information about your financial situation, credit history and residency will be discussed with you. This is to ensure we match the most suitable mortgage to your personal needs. Of course weíll also look at your property preferences and your current and future financial expectations too. Depending on your experience, your consultant will explain available mortgage types, interest rates, and the mortgage process in simple language.

After the meeting

Your consultant will carry out extensive research across the entire UK mortgage market. And based on the information from your initial meeting, a recommendation will be made.  Providing you are happy with our recommendation, an Agreement in Principle (AIP) will be arranged subject to a satisfactory credit score.

Your mortgage application will be processed. You will be updated on the progress of your application at every crucial stage. Once produced we will check your mortgage offer and liaise with all third parties on your behalf until your mortgage completes.